Pilih Apartemen, Asal Jeli Dapat Rejeki

INVESTASI di apartemen atau kondominium kini sudah semakin merakyat. Memang, selama ini apartemen maupun kondominium lebih banyak berada di pusat kota. Maklum, kebutuhan hunian masyarakat perkotaan semakin tinggi sementara lahan yang tersedia semakin sempit.
Tapi, kini, pengembang apartemen dan kondominium juga makin semangat menggelar ekspansi ke kawasan pinggiran Jakarta. Misalnya, mereka membangun apartemen di Depok, Serpong, Karawaci, dan Bekasi. Nah, tentu Anda juga ingin tahu untung-ruginya jika berinvestasi di apartemen atau kondominium yang berada di pinggiran Jakarta.
Menurut Anton Sitorus, Senior Manager Research PT Jones Lang Lasalle, prospek dan kondisi pasar apartemen maupun kondominium yang ada di pinggiran Jakarta berbeda di masing-masing tempat. Hal yang menentukan adalah lokasi, fasilitas, dan kualitas dari proyek apartemen tersebut. Yang pasti, pengembang yang membangun apartemen atau kondominium di pinggiran Jakarta umumnya membidik pasar kelas menengah ke bawah.
"Pasarnya masih terbatas, karena kebutuhan masyarakat (golongan menengah) untuk membeli apartemen masih rendah," kata Anton. Pasalnya, masyarakat yang mencari hunian di pinggiran Jakarta biasanya lebih memilih rumah ketimbang apartemen.
Jadi, jika berinvestasi di apartemen yang ada di pinggiran Jakarta sebaiknya Anda memakai horizon jangka panjang. Sementara, jika ingin menyewakan kembali, Anda perlu memastikan bahwa di daerah tersebut terdapat cukup banyak calon penyewa. Misalnya, apartemen yang ada di dekat kampus bisa disewakan kepada mahasiswa. Selain itu, apartemen berada di dekat daerah industri atau pabrik yang banyak mempekerjakan pekerja asing (ekspatriat), juga memiliki potensi pasar sewa.
Tentu saja, Anda harus menyesuaikan tarif sewa itu dengan calon konsumen dan fasilitas yang diberikan. Soalnya, selera pasar mahasiswa dengan pasar ekspatriat tentu sangat berbeda. Agar tak salah, ada baiknya Anda melakukan studi terlebih dahulu atas apartemen atau kondominium itu sebelum memutuskan untuk membelinya.
Jika ditilik dari sisi pasokan, suplai apartemen dan kondominium di pinggiran Jakarta memang hanya sekitar 4.000 unit-5.000 unit. Bandingkan dengan pasokan apartemen siap pakai di dalam kota Jakarta yang menurut Anton sudah mencapai 45.000 unit. Sedangkan yang tengah dibangun berjumlah 33.000 unit. "Tetapi, di luar kota Jakarta, permintaannya juga belum banyak," tuturnya.
Pertumbuhan harga apartemen dan kondominium sebenarnya masih positif. Namun, untuk pasar di luar Jakarta, kenaikan harga tersebut tidak akan terlalu besar. Karenanya, jika ingin mendapatkan keuntungan yang lebih tinggi, sebaiknya Anda mencoba untuk berburu apartemen atau kondominium di pinggir Jakarta itu pada saat peluncuran (launching). Pasalnya, pada saat itu harga yang ditawarkan oleh pengembang adalah harga promosi yang tergolong miring. Apalagi, tak jarang pengembang berani memberikan diskon besar.
"Setelah meluncurkan proyeknya dan mulai banyak yang membeli, pengembang akan menaikkan harga," terang Anton. Kalau Anda bisa sedikit bersabar, dan menjual apartemen atau kondominium tersebut satu-dua tahun kemudian, mungkin harganya sudah naik dua kali lipat. Inilah keuntungan yang disebut sebagai capital gain. Keuntungan yang Anda dapatkan bisa bervariasi. Besarannya bisa 10%, 50%, atau bahkan lebih dari 100%, bergantung lokasi dan karakteristik apartemen atau kondominium tersebut. Sangat jarang, harga properti tersebut turun atau jatuh, kecuali dalam kasus-kasus tertentu. Selama Anda belum berniat menjual apartemen atau kondominium yang Anda miliki, Anda tetap bisa meraih pendapatan dengan menyewakan. Yang pasti, Anda memang harus jeli agar bisa meraup rezeki.

Hari Widowati

http://www.kontan-online.com/

Tittle : Meski Pasar Terbatas, Asal Jeli Pasti Bisa Meraup Rezeki

posted by kontan on 09/28/07

Property Investment Strategies for Landlords

Author: Chris Horne

Any professional investor knows that part of a successful investment strategy is to balance the competing aspects of risk and reward. One of the big risks to any residential buy-to-let investor is that in essence their investment is very ‘lumpy’. That is to say it is a large investment in a single

Any professional investor knows that part of a successful investment strategy is to balance the competing aspects of risk and reward. One of the big risks to any residential buy-to-let investor is that in essence their investment is very ‘lumpy’. That is to say it is a large investment in a single asset class, in a single location. This is great when times are good, but if times are bad for residential investment in that area then there is no way of avoiding poor returns

Is there a way around this for landlords?

The secret of good investment practice is a strategy that aims to spread an investor’s risks. This means holding a range of investments in different sectors. The theory being that when one investment is doing poorly others will be showing good returns and therefore overall the investors ‘pot’ will keep on growing.

For a buy-to-let property investor diversifying their investment portfolio may seem to be problematic if not impossible. A landlord and property investor does not always want to buy another residential investment property in another part of the country in order to diversify the geographical spread of their residential investment portfolio and thereby reduce their risks to a fall in residential property prices in one part of the country because of the very practical difficulties of having to remotely manage a buy-to-let investment property. Also by buying another residential investment property a landlord is buying an investment in the same asset class. This is not really diversifying an investor’s portfolio and therefore reducing the risk to the landlord of their investment performing badly.

What a landlord and property investor really needs to do is to use their residential property asset as an investment vehicle to finance a portfolio of diversified investments thereby providing a landlord with their own diversified investment pot.

FOR EXAMPLE : Jim Smith’s 2 bed terrace house in YorkJim has a buy-to-let investment property in York worth £200,000.

The annual rental income is £12,000 which gives the residential investment property a gross yield of 6%. Therefore as it stands Jim is 100% invested in UK residential property and specifically in this case in the York housing market.

To finance this residential investment property Jim has taken out a £100,000 repayment buy-to-let mortgage over 25years on which he is paying 6%. This costs £644.30 per month in repayments on his buy-to-let investment mortgage. Repayment of the mortgage leaves Jim with a net income after paying his mortgage of £355.70 (in reality this will be eaten into by other expenses).

Jim therefore has equity of £100,000 in this residential investment property. Now say house prices fall over the next five years by 10%. This means the value of Jim’s property drops to £180,000 thereby reducing his equity to £80,000.

How can landlords reduce their investment risk

Jim is keen to reduce his risk of sustaining a fall in the value of his investments. This is best achieved by following a strategy of diversification. This is how it is done.

He increases his borrowing to £150,000 through a further advance of £50,000 on an interest only basis. Again the interest rate payable is 6%. This makes a total payment of £644.30 pm plus the interest only payments on the further advance of £250 pm. In total this amounts to £894.30 pm which is still covered by the £1000 rent. It is worth mentioning that rents are likely to rise over time whilst the repayment part of the mortgage will start to fall.

Investment diversification

Here is the clever part. The £50,000 of the additional loan should then be invested in high yielding shares and funds. In the current climate it is easy to find funds & shares that pay dividends with a 6% yield.

By doing this Jim has immediately diversified his investment from 100% in UK residential to 80% residential: 20% shares & funds and according to Portfolio Theory immediately reduces his risk of sustaining an overall loss.

For example the share portfolio that Jim has invested in does reasonably well and rises by £20,000 or 40% over the 5 years. The result being that this cancels out the loss of equity sustained by his residential property.

The ‘win win’ scenario is obviously that both the values of his shares investments and his residential investment property continues to rise.

Risks

The risks to Jim of this investment strategy is that his share portfolio does badly; however careful stock selection and in sectors away from the UK should mean that if the UK economy goes into a slump other markets will be doing well.

The other risk of this strategy for Jim is that mortgage rates rise meaning his increased borrowing costs exceed his rent. Hawkeye can hedge against this by fixing the interest rate payable on all or part of his buy-to-let mortgage for the period.

This strategy is not for the faint hearted landlord. However, for landlords who are comfortable with managing their own financial affairs and want a way to reduce their exposure to the UK residential investment market it offers a solution to a real investment conundrum faced by landlords of how to reduce the risks of a landlord sustaining a loss as a result of a falling or stagnating residential investment market.

Final words

What a landlord needs to do is go beyond thinking just of their individual residential investment property as an investment but to see it as almost an investment vehicle with which to create a diversified selection of investments with which to achieve a landlord’s individual financial goals. By using the undoubted income generating capacity and excellent long-term capital appreciation prospects landlords can then create their own diversified specialist investment vehicle.

About Author
http://www.propertyhawk.co.uk/

The Landlords Homepage includes Free Property Management Software, free tenancy agreements, magazine, book, links aimed at the UK Buy to Let Market.

Article Source: http://www.1888articles.com/author-chris-horne-4491.html

Find The Cheap & Best Apartment on Rent

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About Author

I write articles on rental appartments for http://www.appartmentassistant.net Article Source: http://www.1888articles.com/author-bill-hinson-252.html

Seminars : Real Estate Education

Tittle : Seminars are the most effective way of being educated in real estate.
Author: Mike Praado

With the time Tax foreclosures made a huge progress and attract a enchant number of investor toward because of the smart revenue. Majority of the seminars are directed by nationally acclaimed real estate experts who have successfully made money investing in real estate.

Any one who is new to real estate investment and is considering to buy a foreclosure property must have to be realistic enough regarding the thing which he is going to do. Foreclosure investment is not an ideal term for those who just begin it, they should fist have to get at least a couple of years experience with more traditional real estate investment before making their way to foreclosure.

Many peoples invest their assets in the hope that they will be getting huge profit through it but in spite there lies some awful fact which must be known in order to avoid any complication, one disaster foreclosure investment can wipe out your whole capital and your enthusiasm for all the real estate investment.

For those who have just started foreclosure business must to attend a reasonably good number of seminars in order to strengthen their foundation in foreclosure field and most importantly to clarify their mind and of course to eliminate any type of misconception concerning tax foreclosure.

Different real estate agencies arrange various seminars time to time to ensure that the correct information can be transmit in this way to the investors who are willing to invest their capital in it.

Best way is to stay up to date with existing laws and recent legislation that affect the real estate industry. Choose from popular seminars such as Landlord and Tenant Law, Fundamentals of Real Estate Closings, and Zoning and Land Use.

And you can also subscribe your self to a good real estate site which can send you time to time alert, time has told us that successful real estate professionals need to remain current with the real estate seminar series which brings the vital knowledge and information to agents as well as to the novice one in their local market.

Majority of the seminars are directed by nationally acclaimed real estate experts who have successfully made money investing in real estate. They educate attendees on techniques, methods and strategies which can be used to create a wining transaction. And what would be a better way than getting experience form some one who has made huge progress in foreclosure. Get to know government policies that have property records and tax assessment records. Get to know the property values in an area where you are going to invest.

About Author
The author is a writer to several Real Estate related topics and provide consultancy on Tax Foreclosures Teleseminar and other Real Estate Investment services

http://www.johnbeck.tv/

Article Source: http://www.1888articles.com/author-mike-praado-1973.html

Real Estate Woes Help Apartment REITS

By Alex Frangos
From The Wall Street Journal Online

When the music stopped in the residential-real-estate market, speculators who got caught with unsold houses and condos began putting them on the market as rentals. This "shadow market" has made investors jittery about price-destroying competition for the real-estate investment trusts that own big apartment complexes.

For most of the country, though, it is a landlords' market, with vacancy rates falling and rents rising in many major cities. Despite a selloff in apartment REITs, the shadow market is really confined to real-estate disaster areas such as Florida, Las Vegas and Phoenix. That presents a buying opportunity for stock-market investors.

Related Article REITs On Comeback But Earnings Loom

Figures scheduled to be released today by New York-based research firm Reis Inc. show that the nation's apartment-vacancy rate dropped 0.2 percentage point in the third quarter, while rents increased a healthy 1.4%.

Apartment owners in high-price cities such as San Francisco and New York seem to be benefiting from renters who are getting locked out of the for-sale market because of the lack of so-called jumbo mortgages, which are more than $417,000, says Sam Chandan, Reis chief economist. Rents in New York jumped 3.6% in the third quarter. In San Francisco, they were up 3.4%.

That is all good news for publicly traded REITs that specialize in apartments.

REITs are real-estate companies that pay no corporate income tax and distribute at least 90% of their earnings in dividends. Apartment-company stocks have suffered compared with their real-estate rivals. The Dow Jones Apartment REIT subindex is down 8.6% year-to-date, though the stocks have rallied in the past month. The overall Dow Jones Equity REIT index, which includes hotels, retail, self-storage and office properties, is down just 2.8%.

The stocks of apartment-owning REITs have a lot going for them. Nearly two million rental households have entered the market in the past two years, including buyers who have shied away from the for-sale housing market and those who defaulted on home mortgages.

"That's equivalent to filling up New York City," says Raymond Torto, principal of CBRE Torto Wheaton Research, a real-estate research firm.

Some companies say investors haven't recognized that apartments, in some cases, behave in opposition to single-family homes, absorbing the decline in home ownership and lack of affordability. "They clump it all together," says Richard Campo, chief executive of Camden Property Trust, a Houston-based apartment REIT. Camden's stock is down 11.5% this year, closing yesterday's session on the New York Stock Exchange at $65.35, up $1.55, or 2.4%.

The supply of apartment buildings has been constrained by below-average construction of units, less than 100,000 units a year in the past few years in the top markets, according to Reis. And the echo boom -- the demographic bulge made up of baby-boomer offspring -- is entering prime renting age.

"In our view, we will have more additional demand for renters than additional supply of rental property," says James Corl, chief investment officer at Cohen & Steers, a New York investment firm specializing in REITs. It has about $35 billion under management.

It is easy to understand why investors have been nervous about apartment REITs. For one, it is difficult to assess the impact of the shadow market because there isn't an accurate measure of the number of individual homes and condominiums that are on the rental market.

"It's my greatest frustration," says apartment analyst Craig Leupold of Green Street Advisors Inc., a Newport Beach, Calif., real-estate research firm. "I'd love to get better data on how many vacant single-family homes are for rent."

James Kammert, portfolio manager at Transwestern Securities Management, a Chicago-based asset manager with about $250 million in the REIT sector, says the discounts are "quite attractive in the apartment space." He says the value of apartment buildings may hold up because apartment REITs can access commercial-mortgage loans from Fannie Mae and Freddie Mac. Property owners in other sectors can't, and are thus more exposed to the recent credit crunch. Still, there clearly are risks for apartment REITs, the biggest being an economic slowdown that could reduce demand for apartments.

The most attractive REITs are trading below the total value of the apartment buildings they own and are cheaper than their competitors based on their projected funds from operations, which is essentially their profit excluding depreciation expenses.

For example, the share price of the largest apartment company, Denver-based Apartment Investment & Management Co., with 1,200 apartment complexes and 209,000 units, is down 15% this year and has been sold off to the point that it looks cheap. Aimco is trading at a 24% discount to its net asset value. What's more, it trades at 13.5 times its 2007 estimated funds from operations, compared with 21.2 times for the apartment sector. In 4 p.m. trading yesterday on the Big Board, Aimco's shares were up $1.05, or 2.3%, to $43.74.

Another to consider: AvalonBay Communities Inc., based in Alexandria, Va. With a high-end portfolio of buildings in hard-to-build urban markets, AvalonBay is trading at a 7.4% discount to net asset value, though its funds-from-operations multiple is an above-average 25.2. Its shares closed yesterday on the NYSE at $122.09, up $2.60, or 2.2%.

There are bargains throughout the sector. According to BMO Capital Markets, apartment REITs overall are trading at a 10% discount to net asset value. That discount would be even more but for the takeover of one of the largest apartment REITs, Archstone-Smith Operating Trust, whose stock price has stayed relatively high since it agreed to a buyout in May and closed yesterday at $59.95, down 23 cents on the Big Board. That deal is scheduled to close Friday.

Camden's Mr. Campo says the shadow market has had a sizable effect on his company's apartments. But there also is a flip side: Camden is recruiting failed homeowners to rent its apartments.

"They're pretty good renters," he says of foreclosed-upon homeowners. "But they didn't realize what the total cost of ownership really meant. We are marketing to those people as long as they have reasonable credit minus the foreclosure," he says.

- - Kemba J. Dunham contributed to this article.

Email your comments to alex.frangos@wsj.com.

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Profit From Commercial Real Estate Investments

Lately there has been a change in the real estate investment scenario. There is greater interest nowadays for making investments in commercial property than in residential property. The returns are considerably higher and there is the additional benefit of tax incentives also. As compared to residential property, one big advantage of commercial real estate is freedom from maintenance. In most cases, the responsibility of maintenance and upkeep of commercial real estate property is on the tenant whereas in residential properties the onus of maintenance lies on the landlord. This relieves the owner of much of the rigors and expenses as well.

Normally commercial property lets are long term and it is not uncommon to find the contract periods going up to ten years or beyond which ensures long term secure cash flow. Another advantage is that there is a lesser chance of rental default on the part of a commercial property tenant. However, one must exercise due caution, and thoroughly research and examine all related aspects before going in for the actual investment. Business and industrial property, medical centers, malls, hotels and retails stores, all fall under the commercial property category.

Commercial properties are geared to generate rental income and/or capital gains through value appreciation. People prefer to invest in multi family units and apartments these days. The advantage is that they offer management and financing similar to residential property, which makes them easy to handle. A large number of people invest in mobile home parks. This is all the more beneficial if the land belongs to you and still better if you happen to sell the mobile homes yourself.

If you have land of your own, you can set up self-storage units, which people take on rent to store many of their possessions. Another favored option is to invest in retail properties. These properties are multi tenant properties and are used by retailers for their business transactions. Central business district offices, suburban garden offices, suburban high-rise offices and medical offices are other commercial real estate options to explore. People are setting up health care units consisting of assisted living centers and nursing homes as profit making ventures. Oil change facilities and gas stations are another favored option.

Real estate research has proven that in the year 2004, the price of different types of commercial property rose by six to twenty six percent. Even though it may be more profitable, commercial property investment and management is more complex than other types of real estate investment. Evaluating commercial property is much more difficult and is based on very different considerations. It is advisable to act only after having made a thorough study of the market trends and even then proceed with caution.

Commercial property yields better monthly cash flow and has better rentals that any residential property in the same locality. The rentals would actually depend on the nature of business that would be conducted there. Investments made in commercial real estate can be compared to investments in stocks and bonds in terms of the returns they offer. Commercial real estate is usable in business or trade and is tradable in the real estate market.

As new investment capital is flowing in continuously from people seeking higher returns from large investments along with improvement in the economy and growth in business ventures, there has been a revival of investment in commercial real estate.

Article Source: http://www.realestateinvestmentarticles.net
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Tips investasi di apartemen

PEMBANGUNAN apartemen di DKI Jakarta dan sekitarnya yang demikian pesat belakangan ini memberi tambahan pasokan ruang apartemen yang amat besar. Diperkirakan sejak tahun 2000 sampai dengan tahun 2006 akan tersedia tambahan sekitar 25.000 unit baru, dari harga jual Rp 200 jutaan per unit sampai yang harganya miliaran rupiah per unit untuk ukuran yang sama. Penjualan apartemen lumayan baik, seiring menurunnya tingkat bunga deposito yang sudah mendekati angka 6 persen per tahun.
Di sisi lain, persediaan unit apartemen yang dibangun sejak tahun lalu, yang berjumlah puluhan ribu, masih banyak yang kosong alias belum berpenghuni meskipun telah terjual. Begitu juga yang masih belum terjual, jumlahnya masih dalam ribuan di Jakarta ini.
Masyarakat Indonesia pada umumnya dan Jakarta khususnya mempunyai perilaku dalam berinvestasi, yakni mengikuti tren yang terjadi dalam masyarakat di sekelilingnya. Strategi pemasaran pebisnis apartemen sangat menarik. Ada yang menampilkan artis kondang di hotel berbintang lima, ada yang menyajikan program promosi yang meringankan cara pembayaran. Ini semua pada akhirnya memberi stimulan baru untuk membeli apartemen.
Beberapa alasan untuk membeli apartemen, di antaranya pertama, spekulasi membeli sebelum launching di lokasi dipengaruhi beberapa hal, misalnya faktor fengsui untuk lantai dan nomor berangka delapan atau berhadapan dengan arah timur dan aspek potongan harga yang menarik. Pada saat launching dan sesudahnya, ada calon pembeli yang berminat, harganya sudah berbeda, sehingga keuntungan yang diharapkan dapat terwujud. Dengan modal uang muka sebagai tanda jadi, dibelinya beberapa unit yang lokasinya bagus, kemudian dijual kembali dengan meraih keuntungan puluhan juta rupiah.
Kedua, investasi jangka panjang. Harga sewa unit apartemen lebih tinggi dari harga sewa rumah, dengan harga jual atau beli yang sama. Dengan investasi Rp 700 juta di sebuah rumah akan menghasilkan uang sewa sebesar Rp 15 juta sampai Rp 25 juta per tahun. Dengan uang yang sama, jika dibelikan apartemen akan menerima uang sewa Rp 50 juta sampai Rp 75 juta per tahun. Tingkat pengembalian rumah paling tinggi 3,5 persen, dan apartemen bisa mencapai lebih dari 10 persen sehingga masih jauh di bawah tingkat deposito.
Berinvestasi jangka panjang di apartemen, jangan mengharapkan akan mendapat keuntungan seperti membeli rumah/tanah, yang dapat naik harganya secara berlipat ganda.
Ada beberapa tips yang dapat menjadi acuan memilih apartemen sebagai investasi.
* Pertama, tanyakan terlebih dulu kelengkapan surat izin yang layak untuk berdirinya sebuah apartemen, seperti Blok Plan, Izin Pendahuluan, IMB, sertifikat atas tanah (hak guna bangunan/HGB), dan bank yang memberi kredit untuk pembangunan apartemen, biasanya akan memberi juga KPA. Jangan sampai pengembangnya berspekulasi membangun apartemen dengan uang dari konsumennya.
Apabila belum terjual dalam jumlah tertentu akan mempengaruhi pembangunan apartemen tersebut atau pembangunannya berhenti di tengah jalan. Akibatnya, uang muka cicilan yang telah diterima akan sulit ditarik kembali. Jangan sampai membeli apartemen dengan status kepemilikan tanah yang tidak jelas atau bukan HGB agar status kepemilikan unit apartemen yang dibeli tidak tersangkut masalah.
* Kedua, pengalaman pengembang dan tingkat kepercayaan untuk menyelesaikan pembangunan apartemennya. Dapat disaksikan sampai sekarang, kerangka apartemen di Menara Gading Tujuh di Kelapa Gading dan apartemen di Jalan Gajah Mada (eks Tjandra Naya) yang tak kunjung diselesaikan oleh pengembangnya.
Konsumen yang telah membayar uang muka untuk pembelian unit di sana tidak tahu bagaimana caranya agar uangnya dapat kembali. Atau sampai kapan pembangunannya akan diselesaikan oleh pengembangnya. Begitu juga dengan pengalaman pengembang, sangat menentukan kualitas bangunan dari apartemen tersebut, terutama daerah basah seperti kamar mandi, toilet, dan dapur yang sering mengalami kebocoran sehingga mengganggu kenyamanan bagi penghuni yang ada di bawahnya.
* Ketiga, lokasi. Pada umumnya yang tinggal di apartemen adalah orang asing, seperti Jepang, Korea, Australia, dan lainnya. Letak tempat kerja dan tempat mereka berkumpul untuk bersosialisasi ikut mempengaruhi lokasi yang akan mereka tinggali.
Oleh karena itu, lokasi yang dekat dengan pusat bisnis lebih diminati. Begitu juga dengan akses keluar masuk dari dan ke lingkungan apartemen sangat mempengaruhi para penghuni untuk tinggal lebih lama di sana. Setiap bangsa mempunyai anggaran untuk biaya sewa apartemennya.
Bangsa Amerika, Eropa, Australia, dan Jepang mempunyai anggaran uang sewa lebih tinggi daripada bangsa Korea, Singapura, dan Hongkong meski mempunyai jabatan yang sama di Jakarta. Carilah lokasi favorit dari masing-masing bangsa sesuai budget investasi yang akan dilakukan.
* Keempat, fasilitas yang tersedia, baik dalam jenis maupun ukurannya. Fasilitas yang lebih diperhatikan ialah fasilitas olahraga, seperti berapa jumlah lapangan tenis indoor atau outdoor yang tersedia, restoran dan kafe, ukuran kolam renang olimpik atau setengah olimpik, fasilitas club house, jumlah parkir penghuni dan tamu, taman, jumlah dan merek lift, serta ketersediaan lift-mempengaruhi waktu menunggu lift pada saat naik atau turun. Perlu diketahui merek lift, waktu pemakaian lift, dan kerusakan yang akan dialaminya.
Listrik emergency yang disediakan juga perlu diketahui apakah memenuhi kebutuhan listrik bagi operasi apartemen secara normal dan berapa lama waktu yang dibutuhkan untuk mengoperasikan gensetnya apabila listrik PLN mendadak padam.
* Kelima, luas ruangan. Lebih baik membeli unit apartemen yang mempunyai dua atau tiga kamar tidur karena para penyewa orang asing kebanyakan membawa keluarganya. Lantai yang menjadi pilihan di atas lantai delapan karena suara bising dari luar dan nyamuk berkurang. Tipe studio atau satu kamar biasanya lebih sedikit peminatnya karena dapat bersaing dengan kamar hotel yang harganya relatif sama, tetapi pelayanan lebih baik.
* Keenam, pengelolaan atau properti manajemen dari apartemen sangat mempengaruhi pelayanan yang diberikan kepada penghuni maupun tamunya. Pengelolaan apartemen dapat juga memakai jasa pengelola hotel, seperti Mercure, Aston, dan lainnya. Pengelolaan ini mempengaruhi umur dari alat yang dipakai, kualitas kebersihan, keamanan, dan kenyamanan selama tinggal di apartemen tersebut.
* Ketujuh, apabila pembelian unit apartemen untuk disewakan, pilihlah lokasi yang disukai para pekerja asing. Biasanya para pekerja asing lebih senang berkumpul dengan sesama bangsanya di apartemen yang sama. Misalnya, apartemen Kintamani lebih banyak dihuni orang Korea. Di Pondok Indah, umumnya bangsa Jepang, begitu juga di Menteng, lebih banyak bangsa Eropa dan Amerika. Tingkat disiplin dari setiap bangsa berlainan satu sama lain. Biasanya bangsa Korea tidak sebersih warga dari Eropa dan Amerika dalam menggunakan barang yang ada. Kelebihannya, bangsa Korea tidak terlalu cerewet dengan kondisi barang yang ada di dalam unit tersebut.
* Kedelapan, dana yang dibutuhkan. Selain untuk membeli unit apartemen, harus pula disediakan dana untuk mengisi ruangan interior, yang sesuai dengan selera penghuninya. Perlu juga ditanyakan kepada para pengembang, jenis interior apa yang disediakan pengembang, seperti lemari pakaian, kitchen set, kompor, air conditioning, dan lainnya sehingga tidak perlu mengeluarkan modal lebih besar. Untuk penyewaan unit apartemen dalam kondisi full furnish, para penyewa hanya membawa koper pakaian saja.

Oleh : Suwito Santoso, Konsultan Properti

Judul asli : Tips Berinvestasi di Apartemen

Sumber : http://www.kompas.co.id/

Tips memilih apartemen bernilai tinggi

By Get Healthy

Setiap saat kita selalu dihadapkan pada tawaran pilihan investasi di apartemen, mulai tawaran di tempat yang murah hingga tawaran investasi di proyek apartemen miliaran rupiah.
Tahukan anda, hanya sedikit lokasi apartemen yang benar benar menjadikan anda memiliki passive income yang cukup besar untuk mencukupi biaya hidup anda. Hanya sedikit lokasi yang menjanjikan ROI dalam waktu singkat. Berikut beberapa tips agar proyek yang anda beli menghasilkan keuntungan investasi terbesar :
1. Lokasi HARUS DI JALAN KELAS 1
Seperti hukum properti umumnya, nomor 1 adalah lokasi, no 2 adalah lokasi, no 3 adalah lokasi. Pilihan apartemen di Jalan kelas 1 lebih tepat karena tingkat kenaikan harga properti yang lebih tinggi dibanding lokasi di jalan kelas 2 atau kelas 3.
2. Pilihlah lokasi di kawasan pusat bisnis
Kebanyakan pemilik dan penghuni apartemen mengutamakan kedekatan akses dengan pusat-pusat bisnis seperti perbankan, pusat perdagangan, hotel dan sarana hiburan. Semakin dekat akses ke pusat bisnis maka potensi kenaikan harganya semakin tinggi.
3. Apartemen dikelola oleh manajemen berpengalaman
Pengelola apartemen harus memiliki reputasi terbaik. Beberapa pengelola kaliber Internasional menjadi jaminan kesuksesan pemasaran apartemen dan kenaikan nilai investasinya. Pilihlah pengelola yang mempunyai jaringan internasional sehingga bisa mendatangkan ekspatriat ke apartemen kita sehingga nilai sewanya lebih cepat meningkat
4. Perhatikan STATUS TANAH
SEBISA MUNGKIN PILIHLAH apartemen dengan status tanah HAK MILIK. Investasi anda akan sangat-sangat aman bila berada di tanah berstatus hak milik. Beberapa proyek apartemen yang berada di tanah dengan status sewa lahan atau malah lahan sengketa membuat pembangunan apartemen terhambat bahkan batal dibangun gara-gara konflik lahan.
5. Perhatikan fasilitas
Keberadaan mall untuk menjamin tersedianya semua kebutuhan kita sangatlah penting. karena sudah hidup di apartemen, pemilik atau penghuni apartemen selalu menginginkan semua kebutuhannya mulai dari shopping, food center hingga tempat bermain tersedia secara mencukupi. Semakin mudah aksesnya, semakin tinggi nilai investasi apartemen
6. Pilihlah apartemen minim 2 bedroom
Rata-rata ekspatriat membawa keluarga atau relasi, sehingga mereka membutuhkan minim 2 bedroom untuk tinggal di sebuah apartemen. Kenaikan nilai 2 bedroom ke atas akan lebih tinggi dibanding persentase kenaikan 1 bedroom

Kusuma Mulia Apartment 081 8025 70559

Jual apartemen di Pusat Bisnis Kota Solo.

Hub 081 8025 70559 / properti.solo@yahoo.com

Lokasi di Jalur utama / Jalan kelas 1 ( Perempatan Slamet riyadi - honggowongso )

Fasilitas kelas hotel bintang lima

Apartemen menyatu dengan mall high class

Status tanah Hak Milik strata tittle

Keamanan 24 jam

Stok terbatas.

Jual mal di Pusat Kota Solo

Jual Mal di pusat kota Solo
Hub 081 8025 70559 / properti.solo@yahoo.com
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